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Terms and conditions

By selecting the text code option, you are agreeing to the following terms and conditions governing Credit Acceptance’s use of the identified phone number to send you a text message containing an identification code, along with any related text messages.

You have asked Credit Acceptance to send you a text message at the identified phone number containing an identification code. The identification code helps to protect the security of your Customer Portal account.

You affirm that you are a subscriber and/or customary user of the identified phone number, and you have the authority to consent to receive calls and texts at the identified phone number.

You authorize and give express consent to Credit Acceptance to use automatic dialing equipment to send you a text message containing an identification code, and any related text messages, at the identified phone number.

You understand and agree that the text messages sent by Credit Acceptance may result in text messaging or data charges to you, and you authorize Credit Acceptance to send the text messages to the identified phone number whether or not anyone other than yourself is able to access or read the text messages sent by Credit Acceptance. I understand that text messages will be sent to me using the following short code assigned to Credit Acceptance: 87824. I also understand that telecommunications carriers are not liable for any delayed or undelivered text messages



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To review how we collect, use and share your personal information, please read our entire Privacy Noticeopens in new window.

California Residents: To review our business practices regarding the collection, maintenance, and sale of personal information, please read our California Privacy Policyopens in new window
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Loans made or arranged pursuant to a California Finance Lenders Law license.

Credit Acceptance Corporation, 25505 W 12 Mile Rd Southfield, MI 48034

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